Terms and Conditions with Authorizations - CBA | Consumers Benefit Association

–Disclosures and explanations–

Parties and Purpose

This Agreement is entered into by and between:

Party A: Hilltop 360 LLC, including The Administrator (The Admin., “The System”) and Consumer’s Benefit Association (CBA), together with other contributing enterprises of Hilltop360 LLC, with Executive operations located in Palm Springs, California, and in such other locations as may be established.

Party B: CBA Directors, Officers, Employees, Members, Subscribers, Vendors, Contractors, and any other person who has access to or has been exposed to “The System” through which Party A. operates via License Agreement.

This Agreement binds all individuals and entities comprising Party B, including instances where information was obtained by design, accident, or error. Party A., with executive and managerial authority, establishes this Security Covenant, binding on all associated members, subscribers, agents, subcontractors, system developers, and supporting teams collectively.

Party B shall act as the Agent for all cohorts to the provisions herein. This agreement is made with mutual obligations and intentions arising from the shared objectives of the parties.

Definitions

“The System” shall refer to the integrated set of technologies, processes, data, and services operated by Party A to provide the services described herein.

“Security Covenant” means the obligations to safeguard the confidentiality, integrity, and availability of data and systems, and to comply with applicable laws, regulations, and internal policies.

“Party A” encompasses Hilltop 360 LLC and its related entities, including administrators, affiliates, and contributing enterprises.

“Party B” comprises the individuals and entities listed above who have access to or interactions with The System.

Binding Effect

This Agreement is binding on Party B in its entirety, including its successors, assigns, officers, directors, employees, contractors, and consultants. The provisions herein shall govern the relationship between Party A and Party B with respect to security, privacy, and access rights related to The System.

Roles and Responsibilities

Party A shall:
- Maintain appropriate security controls, policies, and procedures governing access to The System.
- Provide necessary training, resources, and oversight to Party B members with access to The System.
- Notify Party B of material changes to security requirements and remediation plans.

Party B shall:
- Respect and adhere to all security policies and procedures issued by Party A.
- Limit access to The System to authorized individuals and for legitimate purposes.
- Report any suspected or actual security incidents promptly in accordance with the defined incident response process.
- Preserve the confidentiality and integrity of data encountered through The System.

Governing Law and Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of laws principles. Any disputes arising under this Agreement shall be resolved through good faith negotiations, followed by mediation, and, if necessary, arbitration in a mutually agreed venue.

Term and Termination

This Security Covenant shall remain in effect for as long as Party A operates The System or until terminated by mutual written agreement of the parties. Either party may terminate access rights of Party B in accordance with an established termination procedure, subject to any applicable notice requirements.

Miscellaneous

Entire Agreement: This document constitutes the complete and exclusive agreement between the parties concerning the subject matter herein and supersedes all prior understandings.

Amendments: No amendment or modification shall be effective unless in writing and signed by authorized representatives of both parties.

Severability: If any provision is held invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Signatures

By continuing to use the website, AI, or any portion of benefit(s), is acceptance of all terms included in ‘The System’, and agree that we have read and mutually accept all the provisions herein without reluctance,

This Agreement is binding on All Parties the day the financial information is made available by the Applicant / Subscriber, Contract date, or Vendor Activation.

HILLT0P 360 LLC

LICENSE AGREEMENT

Three Party Agreement

Party A, hereinafter known as Hilltop 360 LLC, First Party, The Administrator, Licensor, Management, “we”, “us”, all being known as the same,

and

Party B, hereinafter known as Consumer’s Benefit Association, CBA, The Association, Second Party, second party, Agent, Licensee, all being known as the same,

and

Party C, hereinafter known as CBA Member or subscriber/prescription holder, The Third Party, Class A Member, member, Basic Member, Level of Member, Licensee, Associate Member, and “you”, all known as the same,

Do hereby now State and Acknowledge

that

ALL parties to this agreement enter into this agreement voluntarily and construct this Agreement Mutually for the benefit of All Parties, illustrating the obligations one to the other and setting into motion the duties necessary for each party to fulfill their part as required herein, to establish harmony and a successful business relationship.

Party A. and Party B., by executive action, establish a stand-alone License Agreement, administered by the First Party, as the Administrator, via a proprietary contract.

The First Party makes available to the Second Party this License Agreement (aka, LA) as a free, no-cost benefit to Party C, The LA is a privilege to include ALL CBA members and shall be held as such.

The First Party, as the Administrator, has the sole right to cancel or alter the provision of this document at any time without the approval of any other party, member, or person.

This Document, developed by Hilltop 360 LLC, enables Party A to establish a business relationship with Parties B and C. The License is a stand-alone benefit, separate from all other benefits, and operates independently of all other Benefit sources.

This License has features designed to advance the well-being of the license recipient by providing tools, such as, but not limited to, Advertising, Rewards, and Perks for services performed by the license holder. The License is offered as a privileged benefit and has no requirements to participate, and is voluntary. From time to time, this License offers tools to those recipients that desire the benefits of education, and props, i.e., business cards, along with various other tools designed to assist in an Advertising effort as well as other endeavors.

The License Agreement Definitions and Positions.

Nowhere is there an obligation to participate in any activities made available in the

License Agreement for Advertising or other benefits, the arm’s length

agreement to participate exists through the License Agreement. This feature is available to all Party C. participants

in part to support their outside efforts.

Party C. can earn a stipulated commission, respectively, via the License Agreement

for the result in the placement of added members to Party B… Party C. is

compensated for their efforts, creating results on Part B levels respectively. The

License Agreement is a separate function designated for advertising and receiving

compensation for results and resources spent doing so.

Party B. LEVELS DEFINED, 2., 3., and 4.

1. 1. Brass Member. This Level is the entry base membership level with specific benefits.

1. 1. Copper Member. This Level adds additional benefits and slightly higher due. The

License Agreement, adjust accordingly, and by advertising more and participating, the

compensation for results of doing so is higher.

1. 1. Silver Member. This Level is the next step up in benefits, requires added dues, and

More Advertising tools are made available with added compensation as earned for

the effort and results.

1. 1. Gold Member. This level is designed for the Member who is serious about helping

others as Vendors or marketers, whose dues are higher, are used to promote

a business or the exposure of an existing Vendor or Marketer.

CBA dues must be continually in effect, collectable, and current before benefits of any kind can be earned or provided. The failure to pay any of the CBA dues will VOID the License Agreement and/or membership, resulting in a loss of benefits.

Rule 1. In the absence of an active CBA membership, no License Agreement benefits, compensation, recourse, or exceptions shall be available of any kind.

The First, Second, and Third Parties to this agreement support and agree to all the provisions herein, including the electronic authorization used to establish Party C Membership/Subscription. The activation of this document, the License Agreement Compensation, is separate from all other benefits, and any enumeration is for the effort and result that advertising provides.

The Terms, Conditions, Disclosure, Rules, Authorizations, and Guidelines are guiding documents provided by Party A. & B., and by that same authority, and the authorization made by the Applicant replaces the regular requirement of handwritten signatures, placing this and other documents into full force,

and

It is the sole responsibility of Party C, as the Applicant, to establish and maintain the pathway

to transmit dues to Party A or Party B. Separate steps are required to establish the financial

function on behalf of the Parties to this Agreement. Hilltop 360 LLC, CBA, or The

Administrator will assist Party C to rectify any problems that may occur in the

systematic transfer of money to pay the dues. Party A and Party B. reserve the right to

transfer money in the form of deposits to the member or the Third Party using the same

financial vehicle that transmitted the dues, this does not constitute a co-mingling of funds,

and

All Parties to this License Agreement understand that the Trademarks, Service Marks,

QR Codes, Bank Accounts, Financial Accounts, and any other sign of identification are

the sole property of Hilltop 360 LLC, all information provided by a member in the execution

of this Agreement belongs to the First and Second Party of this Agreement. Party A/ Hilltop

360 LLC, as the Administrator, reserves the right to take steps enabling all systems and

functions work in unison for the benefit of ALL Parties of the Agreement.

This Three-Party Agreement exists with the full authorization of all the Parties Named herein, is mutually established and placed into full effect on the Date and Time the Third Party authorizes the transfer of dues to establish membership to Party B.

The First Party and Second Party, by the development of this document, establish this document to be in full effect at the same time Party C authorizes the financial transfer of dues to Party A and or Party B.

No physical signature is required on this document; the signing authorization is bound by electronic transfer of dues on all levels of this License Agreement.

Party A places into effect this entire document/agreement on the date so stated, and to be held in effect until revised or dissolved by the Administrator.

Dated this 7^th day of October 2025.

BY: electronic signature file on record, and electronic signature file on record_

Party A. & Party B. Party C.

As an authorized affiliate (Affiliate) of CBA | Consumers Benefit Association, you agree to abide by the terms and conditions contained in this Agreement (Agreement). Please read the entire Agreement carefully before registering and promoting CBA | Consumers Benefit Association as an Affiliate.

Your participation in the Program is solely to legally advertise our website to receive a commission on memberships and products purchased by individuals referred to CBA | Consumers Benefit Association by your own website or personal referrals.

By signing up for the CBA | Consumers Benefit Association Affiliate Program (Program), you indicate your acceptance of this Agreement and its terms and conditions.

Approval or Rejection of the Application

Party A reserves the right to approve or reject ANY Affiliate Program Application at its sole and absolute discretion. You will have no legal recourse against Party A or B for the rejection of an Affiliate Program Application.

Commissions

Commissions will be earned once a month. For an Affiliate to receive a commission, the referred account must remain active for a minimum of 90 days AND the Affiliate must maintain their subscription/membership.

Payments will only be sent for transactions that have been completed. Transactions that result in chargebacks or refunds will not be paid out.

Termination

Your affiliate application and status in the Program may be suspended or terminated for any of the following reasons:

Inappropriate advertisements (false claims, misleading hyperlinks, etc.).

Spamming (mass email, mass newsgroup posting, etc.).

Advertising on sites containing or promoting illegal activities.

Failure to disclose the affiliate relationship for any promotion that qualifies as an endorsement under existing Federal Trade Commission guidelines and regulations, or any applicable state laws.

Violation of intellectual property rights. CBA | Consumers Benefit Association reserves the right to require license agreements from those who employ trademarks of CBA | Consumers Benefit Association to protect our intellectual property rights.

Offering rebates, coupons, or other forms of promised kick-backs from your affiliate commission as an incentive. Adding bonuses or bundling other products with CBA, however, is acceptable.

False referrals, fraudulent transactions, and suspected Affiliate fraud.

In addition to the foregoing, CBA | Consumers Benefit Association reserves the right to terminate any Affiliate account at any time, for any violations of this Agreement or for no reason.

Affiliate Links

You may use graphic and text links both on your website and within your email messages. You may also advertise the CBA | Consumers Benefit Association site in online and offline classified ads, magazines, and newspapers.

You may use the graphics and text provided by us, or you may create your own as long as they are deemed appropriate according to the conditions and not in violation as outlined in the Termination section.

Coupon and Deal Sites

CBA | Consumers Benefit Association occasionally offers coupons to select affiliates and to our newsletter subscribers. If you’re not pre-approved / assigned a branded coupon, then you’re not allowed to promote the coupon. Below are the terms that apply to any affiliate who is considering the promotion of our products in relation to a deal or coupon:

Affiliates may not use misleading text on affiliate links, buttons, or images to imply that anything besides currently authorized deals to the specific affiliate.

Affiliates may not bid on CBA | Consumers Benefit Association Coupons, CBA | Consumers Benefit Association Discounts, or other phrases implying coupons are available.

Affiliates may not generate pop-ups, pop-unders, iframes, frames, or any other seen or unseen actions that set affiliate cookies unless the user has expressed a clear and explicit interest in activating a specific savings by clicking on a clearly marked link, button, or image for that particular coupon or deal. Your link must send the visitor to the merchant site.

User must be able to see coupon/deal/savings information and details before an affiliate cookie is set (i.e., “click here to see coupons and open a window to the merchant site” is NOT allowed).

Affiliate sites may not have “Click for (or to see) Deal/Coupon” or any variation when there are no coupons or deals available, and the click opens the merchant site or sets a cookie. Affiliates with such text on the merchant landing page will be removed from the program immediately.

Pay Per Click (PPC) Policy

PPC bidding is NOT allowed without prior written permission.

Liability

CBA | Consumers Benefit Association will not be liable for indirect or accidental damages (loss of revenue, commissions) due to affiliate tracking failures, loss of database files, or any results of intentional harm to the Program and/or to our website(s).

We do not make any expressed or implied warranties with respect to the Program and/or the memberships or products sold by CBA | Consumers Benefit Association. We make no claim that the operation of the Program and/or our website(s) will be error-free, and we will not be liable for any interruptions or errors.

Term of the Agreement

The term of this Agreement begins upon your acceptance into the Program and will end when your Affiliate account is terminated.

The terms and conditions of this agreement may be modified by us at any time. If any modification to the terms and conditions of this Agreement is unacceptable to you, your only choice is to terminate your Affiliate account. Your continuing participation in the Program will constitute your acceptance of any change.

Indemnification

Affiliate shall indemnify and hold harmless CBA | Consumers Benefit Association and its affiliate and subsidiary companies, officers, directors, employees, licensees, successors and assigns, including those licensed or authorized by CBA | Consumers Benefit Association to transmit and distribute materials, from any liabilities, damages, fines, judgments, claims, costs, losses, and expenses (including reasonable legal fees and costs) arising out of or related to all claims sustained in connection with this Agreement due to the negligence, misrepresentation, failure to disclose, or intentional misconduct of Affiliate.

Electronic Signatures Effective

The Agreement is an electronic contract that sets out the legally binding terms of your participation in the CBA | Consumers Benefit Association affiliate program. You indicate your acceptance of this Agreement and all of the terms and conditions contained or referenced in this Agreement by completing the CBA | Consumers Benefit Association application process. This action creates an electronic signature that has the same legal force and effect as a handwritten signature.