How It Works
Home / How It Works
How CBA Membership & Affiliate Program Works
Welcome to the Consumers Benefit Association (CBA)! Our program is designed to give you access to over 600,000 vendor benefits and exciting income opportunities through our unique membership system and affiliate program. Here’s how it works:
- Step 1: Sign up for a membership.
- Step 2: Enjoy a 30-day risk-free trial of full access to our benefits.
- Step 3: Unlock further income opportunities by becoming an affiliate and referring others.
Explore the following steps to understand how our membership and affiliate system operate.
Sign Up for Membership
Signing up is easy! Follow these simple steps to get started with your membership:
Create Your Account:
Go to our Sign Up page and fill in your details. You’ll also upload a verification photo to complete your registration.Receive Your QR ID:
After registration, you’ll receive your CBA QR Identification Code. This unique code gives you access to all our vendor benefits and resources.Enjoy Full Benefits:
Instantly, you’ll have access to 600,000+ vendors, exclusive discounts, perks, and savings through our member portal.
Enjoy 30 Days of Full Access
After signing up, you get 30 days of full access to all of CBA’s benefits without any payment required. During this trial period, you can:
Explore all the vendor discounts and perks.
Utilize our premium support options.
Access the referral program to earn as an affiliate.
After 30 days, we’ll ask you to continue with a $10/month base membership or upgrade to unlock additional benefits.
Continue & Unlock More
After your 30-day trial, your base membership fee of $10/month begins. However, you can also choose to unlock more benefits by upgrading to any of our License Agreement levels for greater access, more perks, and income opportunities. Levels range from $20 to $1,000,000 depending on your goals and the benefits you want to access.
Each level adds:
Exclusive perks
Advanced marketing tools
Vendor advantages
Increased income opportunities
600,000+ Vendor Locations
From brick-and-mortar stores to online brands — enjoy discounts, deals, and exclusive savings.
Premium Perks & Benefit Packages
Every level adds new resources, tools, and support systems to help you grow personally or professionally.
Income Opportunity
Earn by sponsoring new members and participating in the Step-Up Matrix (SUM).
30-Day Review Period
Experience everything before your first due is collected — no risk, full access.
Unlock Your Earning Potential
CBA provides two unique earning pathways designed to reward your efforts and engagement:
Sponsorship Compensation
Invite new members and receive monthly compensation (tips) for each activation.Step-Up Matrix (SUM)
A performance-driven system that rewards you for:Active Participation
Sponsorship and Referrals
Progression through License Levels
Each License Agreement unlocks deeper participation in the SUM program, providing more opportunities for growth and reward.
Why Members Love CBA
- 30-day risk-free activation
- Huge vendor access network
- Optional earning programs
- Multiple support levels
- Professional management through Hilltop 360 LLC
- Designed for all age groups (youth, adults, seniors)
- Modern technology (QR identity + facial recognition)
Ready to Join CBA?
Experience benefits, access, savings, and opportunities — all in one place.