Membership
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Become a Member of the Consumer's Benefit Association
Welcome to the Consumer’s Benefit Association (CBA), a worldwide mutual benefit association created to provide exclusive access to vendors, benefits, and a unique opportunity to earn by helping others. Whether you’re looking to save on products or make a living through sponsorship, our memberships are designed to offer you value in every aspect.
- Over 600,000 vendors: Access both brick-and-mortar stores and online platforms.
- Earn compensation: Sponsor new members or participate in the Step-Up Matrix (SUM).
- Flexible membership options: Choose a basic membership or unlock additional benefits with higher dues.
Choose Your Membership Level
Base Member
Level-
Access to 600,000+ vendors
-
basic benefits, and perks.
Optional 1002
Level-
Additional perks
-
Increased vendor access
-
premium offers
Optional 1003
Level-
All previous benefits
-
VIP support
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Marketing tools
Optional 1004
Level-
All previous benefits
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Advanced vendor discounts
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Premium support
Optional 1005
Level-
Composite benefits from all lower levels
-
vendor advantages
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Premium support
Advanced
Levels (D006 to MC13)-
VIP access, custom business support
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Marketing and exclusive advisor services
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Premium support
Earn While You Help Others
After signing up, you get 30 days of full access to all of CBA’s benefits without any payment required. During this trial period, you can:
Explore all the vendor discounts and perks.
Utilize our premium support options.
Access the referral program to earn as an affiliate.
After 30 days, we’ll ask you to continue with a $10/month base membership or upgrade to unlock additional benefits.
Continue & Unlock More
After your 30-day trial, your base membership fee of $10/month begins. However, you can also choose to unlock more benefits by upgrading to any of our License Agreement levels for greater access, more perks, and income opportunities. Levels range from $20 to $1,000,000 depending on your goals and the benefits you want to access.
Each level adds:
Exclusive perks
Advanced marketing tools
Vendor advantages
Increased income opportunities
600,000+ Vendor Locations
From brick-and-mortar stores to online brands — enjoy discounts, deals, and exclusive savings.
Premium Perks & Benefit Packages
Every level adds new resources, tools, and support systems to help you grow personally or professionally.
Income Opportunity
Earn by sponsoring new members and participating in the Step-Up Matrix (SUM).
30-Day Review Period
Experience everything before your first due is collected — no risk, full access.
Unlock Your Earning Potential
CBA provides two unique earning pathways designed to reward your efforts and engagement:
Sponsorship Compensation
Invite new members and receive monthly compensation (tips) for each activation.Step-Up Matrix (SUM)
A performance-driven system that rewards you for:Active Participation
Sponsorship and Referrals
Progression through License Levels
Each License Agreement unlocks deeper participation in the SUM program, providing more opportunities for growth and reward.
Why Members Love CBA
- 30-day risk-free activation
- Huge vendor access network
- Optional earning programs
- Multiple support levels
- Professional management through Hilltop 360 LLC
- Designed for all age groups (youth, adults, seniors)
- Modern technology (QR identity + facial recognition)
Ready to Join CBA?
Experience benefits, access, savings, and opportunities — all in one place.